Opening a Bank Account
Without a SSN
Hi, Just wanted to drop you a line to let you know about a recent small
victory in the no-SSN corner.
I recently tried to open a bank account with my local bank , and when they
asked for a SSN, I informed them that I didn't have one. They flatly refused
and said that without a SSN that they absolutely could NOT open an account of
any kind. I then proceeded thus to convince them that they were in the wrong:
1) I informed them that I had terminated my SSN legally in accordance with 20
CFR 3 A7 404.1905 and 2) I informed them that the bank could not be held
legally responsible by anyone for failing to obtain a SSN from me pursuant to
31 CFR 103.34(a)(1) and 3) I informed them that under the Internal Revenue
Code Section 6041, that they were not even required to provide any taxpayer
identification numbers on the Form 1099 that they file with the IRS at the end
of the year, and 4) I informed them that pursuant to 26 CFR 301.6109-1(c) that
they were under no legal obligation to obtain a SSN from me, and 5) I informed
them that 42 USC 408 makes it a FELONY to use threat, duress, or coercion to
try to force a person by fear or deceit to provide his SSN in an unlawful
manner. After a brief meeting with the banks controller and legal counsel, I
received a phone call stating that I would be allowed to open a checking
account. Please pass this information along to your readers, in hopes that it
may help someone else who may find themselves in this situation.
Craig Burkholder
Harrisonburg, VA
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